The amendment 3 florida election is today, and for Florida homeowners this is the most valuable line on the ballot. Polls opened at 7 AM across the state and they close at 7 PM tonight, Tuesday November 3, 2026. Amendment 3 needs 60 percent of the votes cast on the question itself to pass, and the final surveys put support in the low to middle fifties with many voters still undecided, as our look at the amendment 3 florida polls showed yesterday. That means the people who vote today decide it. If you have not voted yet, here are the hours, the rules and the exact stakes before you head out.
Amendment 3 Florida Election: Hours and Rules for Today
Election Day voting is stricter than early voting, so check the details before you drive. You must vote at your assigned precinct, not at any site in your county. Your precinct is printed on your voter information card, and your county supervisor of elections site will confirm it in under a minute. That one check matters in Broward, Miami Dade and Palm Beach, where the wrong drive can cost you your place in line.
Polls are open from 7 AM to 7 PM local time. Most of Florida runs on Eastern time, and the part of the Panhandle west of the Apalachicola River runs on Central time, so go by the clock where you live. If you are in line at 7 PM, stay in line, because Florida law lets everyone in line at closing time cast a ballot. Bring a current photo ID that carries your signature, such as a Florida driver license or a United States passport. If you arrive without acceptable ID, you can still cast a provisional ballot, and you then have until 5 PM on Thursday November 5 to prove your identity and eligibility to your county canvassing board. More than 5.4 million Floridians had already voted by the morning of November 2, so expect company at busy precincts.
Still Holding a Mail Ballot? Read This First
If a voted mail ballot is still sitting in your home, today is the last safe day to handle it, and mailing it this morning is the one move to avoid. Your ballot must be received by your supervisor of elections by 7 PM tonight, and a postmark does not count. At this hour, the mail cannot protect you. Deliver the ballot in person to your supervisor of elections office instead, well before 7 PM.
Two more rules catch people every cycle. A completed mail ballot cannot be dropped off at an Election Day polling place, so do not carry it to your precinct and expect the workers there to take it. And if you requested a mail ballot but would rather vote in person after all, bring the ballot with you, surrender it at your precinct, and vote a regular ballot there. Our final voting guide from the last early voting day walks through the same rules in full, and your county site lets you track a ballot you already returned.
What a Yes Vote Changes for Your Tax Bill
The mechanics are plain once the campaign noise falls away. Amendment 3 raises the homestead exemption for non school property taxes to $150,000 in 2027 and then to $250,000 in 2028, adjusted for inflation after that. It lowers the annual cap on assessment increases for non homestead property from 10 percent to 5 percent, which covers rentals, second homes and commercial property. It also requires the Legislature to prescribe a uniform procedure for counties and municipalities to increase the homestead exemption up to full assessed value. If voters approve it today, it takes effect on January 1, 2027, and the savings first appear on tax bills mailed in late 2027. Our Florida Homeownership Costs hub tracks this line inside the full cost of owning a Florida home.
Two limits belong in every honest explanation, and you will find both in Florida Amendment 3 explained for homeowners. First, school taxes are not changed, because the larger exemption applies only to non school levies such as county, city and special district taxes. Second, anyone who is not a Florida resident on December 31, 2026 gets the current exemption first, and the increased exemption begins with their fifth year of homestead. This is not outright abolition of property taxes. It is a major exemption increase and a step toward eliminating the homestead property tax burden.
On a typical bill the stakes are concrete. Moving the non school exemption to $250,000 shelters about $198,589 more of your home value from non school taxes than the current exemption does. At a combined non school millage near 10 mills, that is close to $1,986 saved every year, and the amount grows with inflation after 2028. I have publicly called for abolishing the property tax burden on homeowners since November 2023, I continued that call through 2024, and I reshared the original post on October 19, 2026, because this ballot is the first real step toward what I have advocated for three years. Property taxes are up 40 percent in five years while services remain the same, and I reject the claim that police and public services will be left with no money as a talking point from politicians who simply want to keep collecting. As a Florida real estate broker, I see the monthly cost stack decide deals every week, and in my work at Sunset Realty the tax line is one of the biggest reasons a workable purchase turns into a strain.
What Happens After Polls Close Tonight
Counting starts when polls close, and the only number that matters on this question is the yes share of the votes cast on Amendment 3 itself. A ballot that skips the question does not count toward the 60 percent, which is why leaving the line blank quietly works against the side you favor. Watch the yes share, not the raw vote lead, because a measure can win most votes and still fail, as a Florida amendment did in 2022 with 58.7 percent.
If Amendment 3 passes, nothing changes on the tax bill in your mailbox this month, and your 2027 savings arrive through the normal homestead process, so keep your homestead filing current ahead of the March 1, 2027 filing date. If it falls short of 60 percent, the current exemption stays in place, your tax line keeps climbing with assessments, and the fight returns to the Legislature and to county budget rooms. Either way, pay your 2026 property tax bill in November if you can, because the November payment keeps the 4 percent discount and Amendment 3 changes nothing about that bill.
UnlockedFi is for Amendment 3, and today is the day that position has been building toward. Vote YES on Amendment 3 on November 3, 2026, and bring one homeowner neighbor with you, because at this margin one carpool can carry a precinct. Then keep building the calmer money system behind decisions like this one. Download the free playbook at Unlocking Financial Freedom for practical money moves you can use this week.
