If you have been meaning to weigh in on the Amendment 3 Florida vote, today is the easiest day left to do it. Early voting in Broward County ends tonight, Sunday November 1, at 7 PM. After tonight, the only way to vote in person is at your assigned precinct on Election Day, Tuesday November 3. This measure decides how much of your home value the county, your city and special districts can tax, and it needs 60 percent approval to pass. Here is the plan for the final hours, what a yes vote does, and the one bill you still must pay this month.
Amendment 3 Florida Vote: Hours and Deadlines
Broward, Miami Dade and Palm Beach counties all opened early voting on October 19 and all three close tonight, November 1, at 7 PM. In Broward you can vote at any of the 30 early voting sites in the county. That freedom ends tonight. In much of the rest of Florida, the mandatory early voting period already ended on Saturday October 31, so if you live outside South Florida, check your county supervisor of elections site before you drive.
On Election Day the rules tighten. Polls open Tuesday from 7 AM to 7 PM, and you must vote at your assigned precinct. If you are in line at 7 PM, you can still vote. Bring a photo and signature ID and give yourself extra time.
If a mail ballot is sitting on your kitchen counter, do not mail it now. New mail ballot requests closed on October 22 at 5 PM, and a voted ballot must be received by your supervisor of elections by 7 PM on Election Day. A postmark does not count. The safe move is to deliver it in person today while early voting sites are open.
What a Yes Vote Changes and What It Leaves Alone
Amendment 3 raises the homestead exemption for non school property taxes to $150,000 in 2027 and then to $250,000 in 2028, adjusted for inflation after that. It lowers the annual cap on assessment increases for non homestead property from 10 percent to 5 percent, which covers rentals, second homes and commercial property. It requires the Legislature to prescribe a uniform procedure for counties and municipalities to increase the homestead exemption up to full assessed value. If approved, it takes effect on January 1, 2027. Our Florida Homeownership Costs hub keeps the full cost stack in one place.
Two limits matter. First, school taxes are not changed, because the bigger exemption applies only to non school levies like county, city and special district taxes. Second, anyone who is not a Florida resident on December 31, 2026 gets the current exemption first, and the increased exemption begins with their fifth year of homestead. This is not outright abolition of property taxes. It is a major exemption increase and a real step toward eliminating the homestead property tax burden over time. The full mechanics are in Florida Amendment 3 explained in plain language.
This blog is for Amendment 3, and this vote is personal for me. I have publicly called for abolishing the property tax burden on homeowners since November 2023, when I published my Why Property Taxes Should Be Abolished series on my personal Facebook page, and I continued the series through 2024, including Property Taxes is a Scam and my statement that the fight would go to the state capital. I reshared the original post on October 19, 2026, because Amendment 3 is the first real step on a Florida ballot toward what I have advocated for three years. As a Florida real estate broker, I believe it will help a lot of homeowners, existing homeowners and new homeowners alike.
Your 2026 Tax Bill Is Payable Today and It Stays the Same
Here is the confusion I keep hearing this weekend. Your 2026 property tax bill becomes payable today, November 1, and it was calculated under current law. Amendment 3 changes nothing on that bill. If it passes, the bigger exemption first applies to the 2027 tax year and would show up on the bills mailed in late 2027. Anyone telling you to skip this bill because of the vote is giving you expensive advice.
Pay the 2026 bill on schedule and take the early payment discount while it is at its best. Florida law gives you 4 percent off when you pay in November, then 3 percent in December, 2 percent in January and 1 percent in February. The full amount is due in March, and the bill goes delinquent on April 1. On a $6,000 bill, paying this month saves you $240. Vote for lower taxes on Tuesday and still collect your discount on the bill in hand today. Both moves are the same habit, paying attention to the cost stack.
What the Savings Look Like on a Real Bill
Today only part of the current $51,411 exemption applies to non school taxes. Under Amendment 3, the amount sheltered from non school taxes rises to $150,000 in 2027, which is about $98,589 more value off your taxable base, and to $250,000 in 2028, about $198,589 more. If the combined non school millage on your bill is near 10 mills, that works out to roughly $986 saved in 2027 and roughly $1,986 saved in 2028, every year, growing with inflation. Your city millage makes your number bigger or smaller, so run your own address through the Florida Amendment 3 calculator before Tuesday.
In my work with buyers and sellers at Sunset Realty, the monthly cost after closing is where deals quietly succeed or fail, and taxes are one of the biggest lines in it. A buyer who can afford the mortgage but not the full stack of taxes, insurance and HOA dues is not actually ready. Cutting the tax line by close to $2,000 a year changes what a family can safely buy and what a longtime owner can afford to keep. That is why this vote matters to owners who never plan to move, too.
Your Plan for the Next Two Days
First, vote today before 7 PM at any early voting site in your county, and skip the Election Day uncertainty. Second, if you hold a mail ballot, deliver it in person today rather than trusting the mail this late. Third, if you will wait for Tuesday, confirm your assigned precinct tonight and plan your arrival like an appointment, with time for a line. Fourth, pay your 2026 property tax bill this month and keep the 4 percent discount. Fifth, remind one homeowner friend or neighbor to vote, because a measure that needs 60 percent is decided by turnout as much as by opinion.
UnlockedFi is for Amendment 3. Vote YES on Amendment 3 on November 3, 2026, and if you can, vote yes today while every early voting site in Broward is still open. Better decisions start with clear facts, and this is the clearest money decision Florida homeowners get to make this year.
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